Fixed Deposit Plan

Year	Rate For General Public	Rate For Senior citizen(58 Years and above)
1	8.50% Per Annum	9.00% Per Annum
2	9.00% Per Annum	9.50% Per Annum
3	9.50% Per Annum	10.00% Per Annum
4	10.00% Per Annum	10.50% Per Annum
5	11.00% Per Annum	11.50% Per Annum

It is mandatory to be a member in the company.
Company will issue 10 shares (10/- Rs each) for FD Plan.
Minimum FD would be of Rs.5000 and further in multiple of Rs. 1000.
Interest calculation yearly compound.
TDS Deducted to be Deducted on interest. Paid by Rista Nidhi on Deposit as per provisions and Income tax Act.
Loan available against deposits up to 70% of deposited amount after one month from the date of deposit.

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